Buy a Mercury Extended Warranty?

More Accurately Named "Mechanical Breakdown Protection"

When searching for a new or used car, many buyers will consider whether or not they should purchase an extended warranty. If the product is sold by anyone other than the manufacturer then the coverage is more accurately called "Mechanical Breakdown Protection." However Mechanical Breakdown Protection is comparable to an extended warranty sold by the manufacturer and has additional benefits.

What Is An Extended Warranty?

You may wonder what an extended warranty is and exactly what the benefits are. An extended warranty is a voluntarily elected layer of vehicle protection and benefits available through a dealer or a third-party such as autoPOM and many competitors. However, as previously mentioned, when acquired through a third party it is called mechanical breakdown protection.

In either case, you purchase extended coverage and a third-party assumes the risk and responsibility for the repair of your vehicle for a specific period of time. Purchasing through a dealer, however, is often times more expensive than purchasing through a third party, and will usually limit you to returning to that same dealer every time you have a claim.

Regardless of who you buy the warranty from, the coverage is designed to "extend" protection beyond the limits of the manufacturer's standard warranty.

Why You Should Choose Mercury

You may want to consider Mechanical Breakdown Protection from Mercury (commonly called "Mercury extended warranty") as an option. Here are a few reasons why:

Mercury has 4 billion dollars in assets, so you can be sure there will always be resources to pay your claims
Mercury is a company that has been around since the 70's so you know there not a fly-by-night company.
Mercury Select Management Company (MSMC), the administrator of Mercury's Mechanical Breakdown Protection products, regularly earns an A+ rating from A.M. Best. The company has 4 billion in assets so you know there will always be resources to pay your claims.
Mercury is well known in Texas, California, and Florida as a low cost leader in auto and home owners insurance and is quickly expanding throughout the U.S.

If you decide to purchase mechanical breakdown protection from Mercury (commonly called "Mercury extended warranty") you can be assured you are in good hands. Mercury has been in the business since the 70's and has sold and administered hundreds of thousands of contracts and policies. This is a product that was originally sold only through financial institutions such as banks and credit unions, who are well known for being very serious about quality and customer satisfaction. This same product is now available direct to the public.

Mechanical Breakdown Protection from Mercury (commonly called "Mercury extended warranty") will:

Provide customer service from an actual Mercury agent, not from some call center on the other side of the world.
Pay your claims, on time, every time. The claims adjusters are certified by the National Institute of Automotive Service Excellence.
If you terminate your contract before the expiration date, or choose not to transfer it to a new buyer you will get a refund on your premium.
You'll get your fulfillment kit within a few weeks of purchasing the coverage.
Payment plans are available with 0% interest
All major credit cards accepted

The Benefits of Choosing Mercury

Mechanical Breakdown Protection from Mercury, (commonly called "Mercury extended warranty") offers fantastic features such as:

Repairs at any licensed U.S. or Canadian repair shop.
No claim limit and you only pay one deductible per visit.
Mercury handles all of their own claims; they pay the repair shops directly via credit card over the phone.
You can save up to 50% or more compared to other extended warranties out there.

For your convenience, Mechanical Breakdown Protection from Mercury, (commonly called "Mercury extended warranty") offers:

24 hour roadside assistance
Rental Car assistance
Tire protection from road hazards such as glass or nails
If your car breaks down more than 100 miles away from your home, and you are stranded, you will get lodging and meal coverage for up to 3 days.

Levels of Protection

Mercury offers four levels of insurance:

Platinum
Gold
Silver
Bronze

We suggest Platinum plan, because it offers the most coverage for your car. This type of coverage is typically referred to as "bumper-To-bumper" protection. Just about every mechanical and electrical component will be covered on your vehicle with the platinum level, unless it is specifically excluded in the agreement.

For additional information please refer to this brochure:

Download Brochure

Kirk Steele, President, autoPOM.com, offering Mercury Extended Warranty

If you like the idea of direct customer service, a great product from a reputable company then don't hesitate to request a quote.

So all of this sounds good. Great company, superior product, not outsourced to a third party. What's not to like? Must be expensive. It's not, but don't take my word for it. Get a quote from auto-POM! and compare to our competition. Auto-POM! is an authorized agent for Mercury. Auto-POM! has an A+ rating from the BBB. I think you will be very pleasantly suprised at the low price and payment options. It typically cost less than one dollar per day.

For further information regarding Mercury Insurance Company, please refer to the following articles: