Lincoln Extended Warranties
Considering Lincoln Extended Warranties for mechanical breakdown protection? Worried about unexpected repair bills on your vehicle? Didn't opt for extended protection when you purchased your new car? You may be asking "Do I need to purchase a Lincoln extended warranty or mechanical breakdown protection?" Hello, my name is Kirk Steele and I will try to help you answer that question. Here is what I will cover in this short article:
- Lincoln History
- Lincoln Warranties
- Lincoln Reliability
- Do I Need Lincoln Extended Warranty Protection?
- Options for Extended Protection
Lincoln History
Lincoln was founded in 1917 in Dearborn, Michigan by Henry Leland. Mr. Leland had previously founded the Cadillac nameplate. The Lincoln brand is a luxury division of Ford Motor Company, Lincoln was purchased by Ford in 1922. The brand has been a long time competitor to other luxury lines like Cadillac, Chrysler and of course the "high-class" European cars.
Lincoln Warranties
You will want to consider the remaining time and mileage on the Lincoln warranty to determine your need for extended protection. Remember, the manufacturer's warranty will expire whenever time (months) or mileage (whichever comes first) reach the thresholds described above.
Lincoln offers a 4year/50,000 mile limited basic warranty.
The Lincoln powertrain components are covered for 6 years or 70,000 miles, whichever occurs first. The extended coverage applies to the Engine, Transmission, Front Wheel Drive and Rear-Wheel Drive. For specific component coverage within Powertrain, please refer to the Lincoln Warranty Guide.
Miscellaneous other warranties are also offered. For completed Lincoln warranty information see www.lincoln.com.
Lincoln Reliability
Like Ford, Lincoln uses traditional vehicle nameplates and tries to make changes based off what they think their consumers need. Names like the Navigator, the Town Car and the Zephyr have held a great image for years and therefore have a strong reputation.
Though the comfort controls and extra goodies are the selling feature of the brand, many drivers experience difficulty with these systems at some point. Features like A/C controls, power-adjustable seat, and cruise control are usually associated with electrical troubles. The Town Car is a particular example of this.
Lincoln's come outfitted with a slightly better powertrain warranty than other Ford brands, a wise choice by the company to stand behind their luxury line. Since Lincoln drivers often have the means to purchase coverage after the factory warranty has expired, they often elect some type of extended Ford car warranty to protect them during repairs.
Before making any decision, research your specific model and year to ensure reliability. Certain cars are known to be unreliable, making the extended protection decision a no-brainer. Check out the U.S News and World Report for current reliability ratings.
Another easy way to find out about a product's reliability in the age of the Internet is to check with a community of people that have the same product. People in these groups tend to be very outspoken. In the case of automobiles one such community is Edmunds.com.
Use the links below to research your specific model for known problems.
Here's another great resource to check the reliability record of your used vehicle.
Do I Need Lincoln Extended Warranty Protection?
Choosing to purchase extended protection for your Lincoln is ultimately a personal decision. However, here are some things to consider:
- The manufacturer's original warranties
- The age and mileage of your Lincoln
- The reliability record of your particular Lincoln model
- How many miles you drive
- How long you plan to own your Lincoln
- Your risk tolerance
- Your financial ability to pay for unexpected repairs
Here are two additional resources to help determine if mechanical breakdown protection is right for you:
- POMCalc! Check your peace of mind
- How to determine if a vehicle extended warranty is right for you.
If you decide that extended protection is a good “bet” for you then be sure to purchase it before the original Lincoln warranty expires. The sooner you do it the less it will cost you. If the Lincoln warranty expires, your options may be limited. However, there is an option to Lincoln extended warranties – mechanical breakdown protection.
Options for Extended Protection
You have two basic options when it comes to extended protection for your Lincoln
- Lincoln Extended Warranty (Ford Extended Service Plan)
- Third Party Mechanical Breakdown Protection
The extended Lincoln warranty or Ford Extended Service Plan (ESP) is only offered by the manufacturer and is usually sold through the dealership. Mechanical breakdown protection may be purchased from a third party company. Coverage between the two options is usually comparable.
The main difference between the options is the price and the fact that third party mechanical breakdown protection allows you have your service done at any repair facility. Lincoln extended warranties require that you service your vehicle at the dealership or other Lincoln authorized repair facilities. This tends to limit your options.
Third party mechanical breakdown protection tends to offer more value and can be found at a lower price with similar coverage. However, it is important to purchase the vehicle service contract from a reputable company.
The Lincoln extended warranty is a solid choice but mechanical breakdown protection from a reputable third party my serve you best if you need the flexibility of choosing your own service location or personal mechanic.
For additional information on determining your need for extended protection for your new or used Lincoln, please review the following pages:
- Should I Buy an Extended Car Warranty?
- Extended Auto Warranty Advice
- Auto Repair Warranty
- Extended Car Warranty
- Vehicle Extended Warranty - How to determine if you need one
- Extended Auto Warranty
As always, I encourage you to do your own research. We have plenty of information on this site that I believe you will find helpful in your search for a good extended car warranty. I encourage you to also call us if you have any questions throughout your search.
Keep in mind autoPOM! if you decide that mechanical breakdown protection is right for you. autoPOM! mechanical breakdown protection plans are underwritten by Mercury Insurance Group. You will find our prices very low compared to other providers in the market place. Mercury is rated A+ by A.M. Best and autoPOM! is rated A+ by BBB.
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